Education: 1978-79 Real Estate Extension UC Berkeley-Real Estate Appraisal & Law. Real Estate Practice, Finance & Investments West Valley College in Saratoga, CA. 1968-72 California State University at Sacramento-Bachelor of Science in Business Management, Deans Honor List and top 10% of graduating class. President Cal Theta Chapter of Sigma Phi Epsilon, active in athletics and student government. 1964-1968 Oroville Union High School, Oroville, CA
Related Experience: Calif. Real Estate Broker’s License since 1979 DIRECT LENDER: FHA, VA, Conventional, Construction, Reverse mortgages, Home Affordable Refinance Programs (HARP), Home Equity Lines of Credit (HELOC’s) and more.
Honors/Activities: Eagle Scout, Assistant Scoutmaster, Eagle advisor, Merit badge counselor-BSA Troop 121, 1992-present. Backpacking, water & winter sports, basketball, softball and golf. Proud father of 2 Eagle Scouts and married 35 years.
BVM Core Values: Respect, Transparency, Resourceful Personal Commitment: Service, communication and nights and weekends do not upset me.